In this episode, Dave and Curt discuss: Buying when it is right for you, not just when it’s a buyer’s market. What the current interest rates mean for you. Seller buy-downs, 2-1 buy-down mortgages, and assumable mortgages. Why you should talk to a mortgage specialist. Key Takeaways: The interest rate on rent is ALWAYS 100%. Loans are underwritten based on what you can currently afford and the process is more stringent than it was back before 2008. There are more lending options available than most people are aware of. Do not buy a boat (or finance furniture or anything else) before the closing. This will throw off your “debt-to-income” numbers and likely affect your interest rate and/or ability to close as planned. "Be careful. Talk to an advisor - a lender that you are comfortable with and trust." — Curt Kessler About Curt Kessler: Curt is a residential real estate lender who looks through the lens of an adviser. Buying and owning real estate should be looked at as part of your financial portfolio. Not a painful transaction you go through a few times in your life. With the belief that the time to buy is when it's right for you, not when others say "it's a buyers market" Curt works to ensure the mortgage product you use is right for your personal situation and story. Connect with Curt Kessler: Website: grarate.com/CurtKessler Text: 312-404-2878 Book: ckessler@grarate.com YouTube: https://www.youtube.com/channel/UCA8EFopvnDAtQuGMnD8R5AA LinkedIn: https://www.linkedin.com/company/guaranteedrateaffinity Facebook: https://www.facebook.com/GuaranteedRateAffinity Connect with Dave Nimick: Website: https://thenimickteam.com/ Email: dave@thenimickteam.com YouTube: https://www.youtube.com/channel/UC4WqeMs62CL3T5P-w6ncqbQ/videos LinkedIn: https://www.linkedin.com/in/davenimick/ Facebook: https://www.facebook.com/thenimickteam Dave Nimick is owner of The Nimick Team, Inc. with Keller Williams Realty Show notes by Podcastologist: Chelsea Taylor-Sturkie Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.
In this episode, Dave and Curt discuss:
Key Takeaways:
"Be careful. Talk to an advisor - a lender that you are comfortable with and trust." — Curt Kessler
About Curt Kessler: Curt is a residential real estate lender who looks through the lens of an adviser. Buying and owning real estate should be looked at as part of your financial portfolio. Not a painful transaction you go through a few times in your life. With the belief that the time to buy is when it's right for you, not when others say "it's a buyers market" Curt works to ensure the mortgage product you use is right for your personal situation and story.
Connect with Curt Kessler:
Website: grarate.com/CurtKessler
Text: 312-404-2878
Book: ckessler@grarate.com
YouTube: https://www.youtube.com/channel/UCA8EFopvnDAtQuGMnD8R5AA
LinkedIn: https://www.linkedin.com/company/guaranteedrateaffinity
Facebook: https://www.facebook.com/GuaranteedRateAffinity
Connect with Dave Nimick:
Website: https://thenimickteam.com/
Email: dave@thenimickteam.com
YouTube: https://www.youtube.com/channel/UC4WqeMs62CL3T5P-w6ncqbQ/videos
LinkedIn: https://www.linkedin.com/in/davenimick/
Facebook: https://www.facebook.com/thenimickteam
Dave Nimick is owner of The Nimick Team, Inc. with Keller Williams Realty
Show notes by Podcastologist: Chelsea Taylor-Sturkie
Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.